We Beat The Competition

Our Team Of Highly Trained Highly Experienced Mortgage Professionals are standing by ready to assist you with all your Mortgage needs. We are experts in our field and understand today's complex underwriting guidelines better than most underwriters. We specialize in low cost financing options and are a direct lender cutting out the middle man. By lending our own money we have the flexibility to think outside the box of most Big Box Lenders. Our team is committed to providing you the best financing options with the lowest cost possible. We never charge and application, lock in fee, or a commitment fee.


E Loans Mortgage, Where Experience Matters

The team at E Loans Mortgage has over 50 years combined Mortgage and Real Estate experience. With that kind of experience we are experts in our field and offer best in class service.

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Why choose E Loans Mortgage In Florida As Your Mortgage Lender? We make the home financing decision simple. With the right combination of experience and knowledge, personal attentiveness and integrity we help you reach your goals and remove the bumps along the way. That’s the way you want it to be. We work hard to earn your trust and respect.

You’ll find we stand head and shoulders above the rest. E Loans Mortgage is a premium lender dedicated to providing the right home loans for its customers. With many program choices including Conventional, Jumbo, FHA, VA, USDA and Reverse Mortgages, we have the tools at our disposal to address your particular needs. You can obtain more information by clicking on one of the buttons below. Contact us we are here to guide you along the way. Types of loans we offer: Conventional Jumbo FHA VA USDA Reverse Mortgage Construction/Perm


Our Areas Of Expertise


First Time Buyers


FHA Loans We specialize in working with first time buyers making the financing decisions simple, transparent and easy to understand. FHA allows for easier qualifying guidelines, and low money down. Down Payment assistance is available as are multiple other acceptable down payment sources.


Conventional Loans

Our Conventional Mortgage Products encompass what lending in today's world should be. Whether its a FNMA or Freddie Mac loan our conventional loans offer the Lowest Rates possible along with the lowest lender fees anywhere. We offer Conventional loans up to 97% Loan To Value, make sure you ask us about our No PMI Options.


VA Mortgages

First we like to thank you for your service and sacrifice. It is our belief that we all should take a roll in helping our veterans as much as possible. As such, we reduce origination charges for veterans. We handle more VA loans than anyone in the county and are experts at working with the VA to put veterans in houses under the most affordable terms possible.




E Loans Mortgage Inc. Copyright © 2015 | NMLS# 856640


"I was worried that I wouldn't be able to qualify for a loan. I spoke with Steve and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."


Couple searching for home loans


We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Get started with our easy online application

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Today's Rates*

30 Yr Fxd3.180%3.320%
30 Yr Fxd FHA2.730%3.600%
15 Yr Fxd2.510%2.720%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
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Latest News

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The flood of everyday Americans into options trading has drawn a skeptical eye from U.S. regulators, who are considering possible rule changes for the era of smartphone brokerage apps.


There are lots of good reasons to choose an FHA loan.

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FHA Home Loans

E Loans Mortgage Customer Reviews

Check out what our borrowers have to say about their experience with E Loans Mortgage. We are honored and humbled by the wonderful reviews and grateful to have had each of our clients become a part of our lives and family here at E Loans Mortgage

  • Steve Fingerman and E Loans Mortgage was our Lender and gave us professional service. He made sure we had options and provided excellent service as well. Our financial experience from beginning to end was handled very professionally by him and his team. Would highly recommend his services to anyone looking for great service. Lisa and Walt Kruckow Lisa and Walt Kruckow

    Lisa and Walt Kruckow Spring Hill

  • Steve Fingerman and E Loans Mortgage assisted us in buying our first home. They were extremely professional, knowledgeable, and helpful with all of are mortgage needs. Very Respectfully, Jerry and Evelyn Jagoda

    Jerry and Evelyn Jagoda New Port Richey

  • Fantastic Lender. Helped me close in 3 weeks whereas my last agent could not in 10 months.

    Rick Blundell Spring Hill

  • Steve assisted us in financing our first home. His team were extremely professional in obtaining us a mortgage. Kept us informed every step of the way. Even assisted us in locating competive rates for home owners insurance as well, which saved us a lot of dollars. Thank You Steve!

    Freddie and Donna Z Spring Hill

  • Steve and the team at E Loans Mortgage are in it to win it! This is a game that they deserve our trophy, for as they helped us get our trophy home. They took a lot of stress of us as they easily predicted expectation and outcome. They are asafe harbor in the rough sea that is real estate and lending these days

    Charlie R. New Port Richey

  • After several horrifying experiences with lenders, I was recommended to Steve Fingerman who was my lender on the house I recently purchased. I would like to start off by saying that Steve Fingerman not only took my call on Christmas Eve, but he reviewed my application and sent me my pre approval so that I could put my bid on my dream house. He is extremely knowledegable in his field and always made the time to answer my endless questions. He stuck to his time lines and made the whole house buying experience painless, which in this market says alot. I have never come across someone so dedicated and he definitely deserves the great reputation he has as a lender. Christine F

    Christine F Spring Hill

  • Within just a few months, we were able to find a perfect home and work out everything that was needed to improve our credit and ensure approval for a loan. We were unsuccessful at being able to be approved before, but as soon as we met with Steve Fingerman at E Loans Mortgage we narrowed down our options and put an offer in on a house on our first day of viewing homes. We have already recommended any friends who are looking to buy a home to Steve for financing and plan to continue-simply the best!

    Paul and Sarah Florestal Spring Hill

  • I wanted to take a moment to compliment E Loans Mortgage,and Steve Fingerman. He is perhaps one of the most dedicated people I have ever worked with. My husband and I have been married over 40 years and have purchased at least 5 or 6 homes in that time. The experience in dealing with Steve to buy this latest home was by far the best. He went out of his way to keep us updated on how the drawn out process was progressing and was always there to answer our questions. He worked so very hard on our behalf that it is without reservations that I can say I would recommend him to all our friends interested in purchasing a home. This experience in dealing with Steve was wonderful. You should be very proud of the work he does and know that he is a true asset to your company. Sincerely, Katherine (Kate) Hyman

    Katherine Hyman Spring Hill

Loan workspace

Contact Us

Call Us: (352) 688-7949

Email Us: stevef@e-loanmortgage.com

Our Address: 13789 Linden Dr, Spring Hill, FL  34609

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Mortgage Calculate Monthly Payment

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.180% 3.320%
30 Yr Fxd FHA 2.730% 3.600%
15 Yr Fxd 2.510% 2.720%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.