This Program Is Designed To Help Underwater Home Owners Save Money By Refinancing Their Mortgage!
HARP 2.0 allows you to take advantage of today's low rates by refinancing your mortgage regardless of the current value, previously HARP was limited to 125% Loan to Value, however under the new HARP 2.0 The LTV restrictions are removed. This makes the program available to literally anyone who originated their loan prior to March 31, 2009, assuming that FANNIE or FREDDIE own your mortgage and it is in good standing.
You have not missed more than 1 payment in previous 6 months
You Owe More On Your Home Than It Is Worth
HARP 2.0 Is The New Federal Refinance Program Designed To Help Those Who Owe More Money On Their Home Than It Is Worth Today Take Advantage Of Today's Low Rates By Refinancing Regardless Of The Appraised Value